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Privacy Policy & Disclaimer — Financial Compass Guide

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By using the website https://financialcompassguide.com and signing up for our services (“Financial Compass Guide” or “Services”), or by providing us your personal information for any purpose, you agree to this Privacy Policy and acknowledge that you have read and understood our disclaimers carefully.

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Financial Compass Guide aims to provide personalized and compliant investment distribution and financial planning services to its clients, within the framework and guidelines set by SEBI and AMFI.
We are a registered mutual fund distributor, and our team consists of qualified professionals who provide insights and counseling for individual financial planning needs.

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Please note that all data, or content provided on this website may be derived from third-party sources or acquired for representational purposes. While we strive for accuracy, any errors or omissions should be reported to us immediately. Financial Compass Guide shall not be held responsible for any losses or damages arising from errors, omissions, or general information presented on this website.

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1. Using Financial Compass Guide as a Visitor

If you are a first-time visitor to Financial Compass Guide:

  • We do not know who you are.

  • We collect technical data about your interaction with our website. This includes pages visited, time spent, IP address, device information (operating system, browser, crash logs, etc.), referral URLs, and cookies that identify your browser.

  • This information helps us analyze user behavior and improve the website experience.

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2. Using Financial Compass Guide as a Registered User

If you register with us (e.g., by providing your email ID or phone number):

  • You become a registered user of Financial Compass Guide.

  • You may be asked for additional information such as your name, mobile number, or preferences to access certain features.

  • We collect technical data about your interactions with the Services.

We use this data to:

  • Respond to your queries or requests.

  • Deliver alerts, notices, and relevant communications.

  • Offer products or services that may interest you. (You can opt out anytime.)

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3. Using Financial Compass Guide as an Investor

If you wish to invest through Financial Compass Guide:

  • You will need to register with a valid email and password.

  • You will be asked to provide personal details (name, address, date of birth, marital status, gender, and income) and financial details (bank account, payment instrument details, etc.).

  • This data helps us facilitate investment transactions through authorized platforms such as NSE NMF and comply with KYC and other regulatory requirements.

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4. How We Use Your Data

  • Your email is used to send updates and information about our services.

  • Your password is encrypted and not accessible to anyone, including our team.

  • To comply with SEBI/AMFI guidelines, we may verify your identity via KYC Registration Agencies (KRAs) or UIDAI (Aadhaar) databases.

  • We may use your data to assist with support or account verification.

  • Certain cloud-based third-party service providers may be used for hosting, communication, and analytics—each bound by strict data security obligations.

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5. Data Sharing and Confidentiality

Under no circumstances will Financial Compass Guide sell or rent your personal information to anyone.

We may share your information only with authorized third-party service providers, who are subject to the same confidentiality and security standards under Indian law.
In accordance with Indian IT law, Financial Compass Guide remains responsible for any unauthorized disclosure of your sensitive personal information.

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6. Security Practices and Procedures

  • We follow industry-standard security protocols to protect your data.

  • Always keep your account credentials confidential to prevent unauthorized access.

  • If you believe your account has been compromised, please change your password immediately and contact us.

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7. Our Legal Obligations

Financial Compass Guide complies with the Information Technology Act, 2000, and its associated Rules.
Under Section 43A of the Act and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, we are obligated to safeguard your personal data and maintain reasonable security measures.

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You may request a readable copy of your personal information held by us by contacting us through our official communication channels.

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8. Changes to this Privacy Policy

This Privacy Policy is published in compliance with Regulation 4 of the Information Technology Rules mentioned above.
We update our policy periodically and will notify users of any significant changes. The latest revision date will always appear at the top of this page.

By continuing to use our website or services after any such update, you agree to the revised terms.
If you do not agree, please discontinue using our services and contact us for further assistance.

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